03 апреля 2026
Concessional Auto Loan Financing – 3

Eldik Bank announces the launch of the “Concessional Auto Loan Financing – 3” program
Get an auto loan on favorable terms for the purchase of domestically produced vehicles.
Key terms:
Interest rate:
- 4% — for employees of government bodies and the public sector (APR from 4.06%)
- 8% — for all other categories of borrowers (APR from 8.44%)
Loan amount:
- up to KGS 300 million — for government bodies, local self-government authorities, individual entrepreneurs, and legal entities
- up to KGS 5 million — for individuals
Loan term: 36 or 60 months
Down payment:
- from 20% — for loan amounts up to KGS 3 million
- from 30% — for loan amounts above KGS 3 million
- in case of отсутствия or insufficient down payment, a guarantee from OJSC “Guarantee Fund” is available with a minimum borrower contribution of at least 10%
Eldik Bank makes purchasing a vehicle even more accessible — take advantage of these favorable terms today!








