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Preferential lending to small and medium-sized businesses in the Kyrgyz Republic

06 февраля 2026

Preferential lending to small and medium-sized businesses in the Kyrgyz Republic

Eldik Bank launches preferential lending for small and medium-sized enterprises of the Kyrgyz Republic.

If you are planning to modernize your equipment, increase sales, or replenish working capital — this offer is for you!

Who can participate?

Individual entrepreneurs and legal entities operating in the following areas:

▫️ food production and processing (excluding tobacco products);
▫️ garment and textile manufacturing, footwear, leather goods;
▫️ wood and paper products, printing services;
▫️ chemical production;
▫️ pharmaceutical manufacturing;
▫️ rubber, plastic, and non-metallic mineral products;
▫️ metal products manufacturing;
▫️ computer, electronic, and optical equipment;
▫️ electrical equipment;
▫️ construction materials;
▫️ other manufacturing activities, machinery repair and installation;
▫️ tourism and related services (guest houses, eco- and ethno-tourism, transport, guide services);
▫️ professional, scientific, and technical activities;
▫️ education (preschool and school institutions);
▫️ handicrafts;
▫️ startup projects;
▫️ healthcare and social services;
▫️ export-oriented activities;
▫️ IT and innovations (digital services, fintech);
▫️ purchase of technological lines, production equipment, industrial machinery, and vehicles;
▫️ acquisition of real estate solely for expansion and modernization of existing production facilities (excluding land plots).

Favorable Terms:

✔️ Interest rate — 6% per annum (APR from 6.17%)
✔️ Term — up to 60 months
✔️ Amount — up to KGS 50 million
✔️ Grace period — up to 6 months

Collateral:

▫️ Up to KGS 300,000 — unsecured

If necessary, a guarantee may be provided by
Open Joint Stock Company “Guarantee Fund”.

Take this opportunity to bring your business to the next level today!

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