Developing climate-resilient agricultural value chains

Loan Purpose:
Financing investment projects aimed at increasing the production, storage, processing, and sale of fresh and processed fruit and vegetable products in domestic and international markets.

Target Group:
Legal entities and individual entrepreneurs, including processing enterprises and business entities registered in accordance with the laws of the Kyrgyz Republic that meet the Bank's requirements.

Loan Purpose:
The loan is provided exclusively for investment purposes (acquisition of fixed assets) in the following areas:

Post-harvest storage, processing, and sale of fruit and vegetable products;

Production and supply of agricultural technologies, logistics solutions, equipment, and resources for fruit and vegetable growing;

Construction, reconstruction, and repair of production and warehouse facilities (subject to eligibility criteria);

Acquisition of cold storage facilities, sorting, washing, packaging, and processing equipment, and refrigerated vehicles;

Implementation of quality control and food safety systems (including HACCP).

Loan currency:
Kyrgyz Som

Loan amount:
Up to USD 5,000,000 (equivalent in national currency at the NBKR official exchange rate on the loan approval date).

Interest rate:
6% per annum (effective interest rate 6,17%)

Loan term:
Up to 120 months

Borrower's contribution:
At least 25% of the total project cost (in cash or other form).

Collateral:

liquid unencumbered assets

real estate

If collateral is insufficient for loans of KGS 500,000 or more, the Guarantee Fund OJSC will provide a guarantee of up to 50% of the loan amount.