State leasing

The project aims to finance agricultural producers and processing enterprises by leasing the necessary machinery and equipment, aimed at developing the agro-industrial complex of the Kyrgyz Republic.

Target Group

Agricultural producers – farms, individual entrepreneurs, and agricultural cooperatives engaged in crop and livestock production.

Agro-industrial processing enterprises – organizations specializing in the processing of agricultural products (flour mills, oil mills, canneries, dairy and meat processing plants, etc.).

Agricultural cooperatives and associations – associations and cooperative farms working to develop agricultural production and modernize infrastructure.

Enterprises engaged in the implementation of modern technologies – entities interested in the use of drip irrigation, sprinkler systems, and other equipment to increase crop yields and optimize water use.

Purpose

Financing agricultural producers and processing enterprises for the purpose of providing the following fixed assets for financial lease and subsequent purchase:

Tractors, combine harvesters, and other types of agricultural machinery.
Purchase of agricultural processing equipment;
Purchase of drip irrigation systems and sprinkler machines, drilling rigs for irrigation wells, pumping stations, and resource-saving/green technologies.
Financing Currency

Kyrgyz Som

Leasing Amount

Minimum lease amount: 100,000 (one hundred thousand) soms;

Maximum lease amount: 50,000,000 (fifty million) soms.

Leasing Term

Up to 84 months.

Nominal Interest Rate

6 (six) percent per annum.

Lessee's Down Payment

- The lessee's down payment in cash must be at least 10% of the leased asset's value, excluding other direct expenses.

- The down payment will then be used as the first lease payment on the lease issuance date.

- The lessee is required to pay, separately from the down payment, funds to cover direct customs clearance and processing costs, as well as funds to pay the insurance premium for the entire lease term.

Insurance

Mandatory insurance. The leased asset must be insured by the client against potential damage, including that associated with the risk of destruction/loss/theft/spoilage/damage/fire, etc.

Partial/full early loan repayment fee

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