Мурабаха Бизнес
<p>Financing for the acquisition of material assets for legal entities and individual entrepreneurs.</p>
Islamic Window
| Target Group | Legal entities and individual entrepreneurs. |
| Purpose of Financing | Acquisition of working capital (raw materials, supplies, goods) and fixed assets (equipment, production lines, etc.) for commercial purposes. |
| Financing Currency | Kyrgyz Som (KGS) and other currencies. |
| Down Payment | Possible / Optional. |
| Net Financing Amount | From 20,000 KGS. |
| Markup Rate | According to the current Scale of markups and terms. |
| Financing Term | Up to 5 years. |
| Repayment Schedule | Annuity, flexible schedule. |
| Takaful Insurance | CASCO for the entire duration of the financing, or annually with subsequent renewal until full repayment. |
| Sharia Compliance | Financing is prohibited for activities that contradict Sharia norms and principles, including the production and trade of alcohol, tobacco, military products, pork-related goods, as well as gambling and betting industries, etc. |
Залоговое обеспечение
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Up to 300,000 KGS (inclusive) — unsecured (no collateral required).
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From 300,001 to 500,000 KGS (inclusive) — movable property or a guarantor.
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From 500,001 to 1,000,000 KGS (inclusive) — vehicle (collateral).
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From 300,001 KGS and above — real estate or funds held in accounts at "Eldik Bank" OJSC.
