Мурабаха Коммерческий транспорт
<p>Financing for the acquisition of commercial vehicles for taxi, passenger, and freight transportation.</p>
Islamic Window
| Target Group | Individual entrepreneurs and legal entities. |
| Purpose of Financing | Acquisition of commercial vehicles for taxi, passenger, and freight transportation; spare parts, assemblies, and attachments for commercial vehicles. |
| Financing Currency | Kyrgyz Som (KGS) and other currencies. |
| Down Payment | Starting from 25% of the vehicle value, depending on the year of manufacture and country of origin. |
| Net Financing Amount | From 20,000 KGS or equivalent in other currencies. |
| Markup Rate | According to the current Scale of markups and terms. |
| Financing Term | According to the current Scale of markups and terms. |
| Repayment Schedule | Annuity or flexible schedule. |
| Takaful Insurance | CASCO (comprehensive insurance) for the entire duration of the financing, or annually with subsequent renewal until full repayment. |
| Sharia Compliance | Financing is prohibited for activities that contradict Sharia norms and principles, including the production and trade of alcohol, tobacco, military products, pork-related goods, as well as gambling and betting industries, etc. |
Залоговое обеспечение
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If the NFA (Net Financing Amount) is up to 300,000 KGS (inclusive) — unsecured (no collateral).
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If the NFA is from 300,001 to 10,000,000 KGS (inclusive) — a vehicle with a manufacture year of up to 10 years (inclusive).
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If the NFA is 300,001 KGS and above — real estate or funds held in accounts at "Eldik Bank" OJSC.
