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Элдик Банк
Элдик Банк
individual
legal

Murabaha — Development of Pedigree Livestock Breeding

<p><strong>Financing for the acquisition of high-yield pedigree breeds of cattle.</strong></p> <ul> <li> <p>&nbsp;</p> </li> </ul>

Islamic Window

Target GroupPedigree breeding plants and farms; importers; peasant (farmer) households; individual entrepreneurs engaged in pedigree livestock breeding.
Purpose of FinancingAcquisition of high-yield pedigree breeds of cattle.
Financing CurrencyKyrgyz Som (KGS).
Net Financing AmountUp to 20,000,000 KGS for pedigree plants, farms, importers, farmer households, and individual entrepreneurs; up to 2,000,000 KGS for insemination technicians.
Markup Rate7.81% (annuity, 60 months, without a grace period).
Financing Term60 months.
Grace Period12 months (inclusive).
Repayment ScheduleAnnuity, flexible schedule. Monthly markup payments.
Collateral SecurityUp to 500,000 KGS — unsecured; from 500,001 to 20,000,000 KGS — real estate and movable property.
Sharia ComplianceFinancing is prohibited for activities that contradict Sharia norms and principles, including the production and trade of alcohol, tobacco, military products, pork-related goods, as well as gambling and betting industries, etc.

Review Period:

  • Up to 500,000 KGS — within 10 calendar days.

  • From 500,001 to 20,000,000 KGS — within 20 calendar days.

Restrictions: refinancing of other active loans/financing is prohibited.