Special Offer for Overdraft Holders

Dear Customers,

We invite existing overdraft holders to switch to a new loan product on special terms.

Attractive Terms:

• Preferential interest rate: 19% per annum (effective interest rate: approximately 20.83% per annum).

This will help reduce your interest expenses compared to the current overdraft rate of up to 25% per annum.

The new loan product also offers a convenient repayment schedule, allowing you to choose a suitable date for your monthly payment. This will allow to plan your budget more effectively and manage your finances with greater ease.

Important:

This special offer is available exclusively to existing overdraft holders of OJSC Eldik Bank.

For more information about the terms and application process, please visit your nearest Bank branch.