Credit «Green products»

"Eldik Bank" offers green loans.

Financing related to the construction, development, implementation, acquisition, maintenance and operation, as well as related services related to the category of the above-mentioned "green" projects.

Lending areas

1. Renewable energy sources:

• Solar energy;
• Wind energy;
• Hydropower;
• Biomass and biogas;
• Geothermal energy.

2. Energy efficiency:

• Rational consumption of energy and resources, reduction of energy consumption and/or technical losses;
• Energy-saving technology/methods (heating systems; lighting, equipment, household appliances, insulation);
• Construction of houses taking into account energy-efficient and energy-saving technologies;
• Use of alternative energy sources.

3. Pollution prevention and environmental protection:

• Elimination or significant reduction of water, air and soil pollution;
• Waste prevention, reduction and recycling.

4. Clean transport:

• Low-carbon transport with electric, hydrogen or hybrid traction;
• Infrastructure for charging stations for electric vehicles, biofuel stations.

5. Adaptation to the adverse effects of climate change:

• Measures to create a more climate-resilient infrastructure (including climate monitoring systems, early warning systems, etc.).

6. Eco-efficient and/or adaptive circular economy products, production technologies and processes:

• Environmentally friendly, reusable products, technologies and services;
• Sorting, collection, transportation and recycling of solid waste/raw materials

7. Environmentally sustainable management of natural resources and land use:

• Sustainable forestry;
• Sustainable agricultural practices.

8. Sustainable water and wastewater management:

• Technologies aimed at reducing the overall demand for water in water-stressed regions;
• Infrastructure for clean water, wastewater treatment, rainwater or snowmelt harvesting, water recycling systems.

9. Green Buildings:

• Building buildings that are environmentally friendly and energy efficient and that meet regional, national or internationally recognized green building standards or certifications

Loan currency

• Kyrgyz som

Loan amount

• from 10,000 som (equivalent in foreign currency) – for loans
• from 50,000 som (equivalent in foreign currency) – for credit lines

Interest rate

• 16%

Effective interest rate 17,56%

Loan term

• Up to 60 months