The Islamic window of Eldik Bank has launched preferential financing of "Murabaha for SMEs"

"Murabakha preferential financing of small and medium-sized enterprises of the Kyrgyz Republic" It is aimed at financing small and medium-sized businesses at preferential rates to ensure business access to financing, stimulate economic growth and develop the regions of the Kyrgyz Republic.

Individual entrepreneurs and legal entities operating in the following areas can apply for financing:

• production and processing of food products, excluding tobacco products;
• production and processing of wood and paper products; printing activities;
• production and processing of chemical products;
• pharmaceutical production;
• production and processing of rubber and plastic products and other non-metallic mineral products;
• production of finished metal products;
• manufacture of computers, electronic and optical equipment;
• production of electrical equipment;
• production and processing of building materials;
• other types of production, as well as repair and installation of machinery and equipment;
• tourism and related services (guest houses, ethno- and ecotourism, transportation and guide services);
• professional, scientific and technical activities;
• education, including preschool and school institutions;
• handicrafts;
• startup projects;
• public health and social services;
• export-oriented activities;
• IT sector and innovation (digital services, fintech);
• purchase of a new production line, production equipment, industrial machinery, industrial vehicles, including loading and unloading equipment, filling and packaging equipment;
• acquisition of real estate (industrial buildings, premises and structures) solely for the expansion, modernization or increase of the capacity of existing production, without the right to purchase real estate for new projects that do not carry out actual activities, as well as with the exception of the acquisition of land.

Subjects of small and medium-sized businesses must be in accordance with the established procedure:

– registered with the state authorities of the Kyrgyz Republic;

– have the status of a resident of the Kyrgyz Republic;

– carry out activities in the priority areas defined by this passport.

It is prohibited to: Refinance other existing loans/customer financing.